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UK BusinessCredit Cards

Business credit card news for UK small businesses

· First published 15 September 2026

Dated updates when something actually changes: Capital on Tap terms and rewards, tax deadlines, Budget measures and rate decisions. Each entry links to the evergreen guide it affects rather than repeating it.

  1. BA Amex Accelerating Business card cut Avios earning to 1.25 per £1 on 7 October 2026

    From 7 October 2026 the BA Amex Accelerating Business card earns 1.25 Avios per £1, down from 1.5, with no On Business points and a 30,000 Avios welcome.

    Affects: Avios for business

  2. Bank Rate held at 3.75% on 17 September 2026: what it means for variable card rates

    The Bank of England held Bank Rate at 3.75% by a 6–3 vote. How a hold, or a November rise, feeds into a variable business credit card rate.

    Affects: Avoid interest

  3. Budget 2026: what the 28 October Budget means for small limited companies

    No rise in income tax, NIC or VAT headline rates, Corporation Tax capped at 25%, lower writing-down allowances and permanent 55p mileage: a first read.

    Affects: For limited companies

  4. Capital on Tap Refer a Friend: 7,500 points each, and the monthly and lifetime caps explained

    Capital on Tap Refer a Friend pays 7,500 points (or £75) to both sides, with caps of 10 bonuses a month and 100 in total, and a 30-day first-transaction rule.

    Affects: Referral code

  5. Autumn Budget set for 28 October 2026: the dates small businesses should have in the diary

    The 2026 Budget was set for 28 October. The other autumn deadlines that matter for UK companies, from Self Assessment to Companies House identity checks.

    Affects: Pay HMRC by card

  6. Capital on Tap updated its Rewards terms on 8 June 2026: what changed and what did not

    The 8 June 2026 Rewards Terms mostly rework how monthly-paid Pro memberships and cancellations work. Points expiry, Bill Pay earning and the Avios clause are unchanged.

    Affects: Rewards