Business credit card news for UK small businesses
Dated updates when something actually changes: Capital on Tap terms and rewards, tax deadlines, Budget measures and rate decisions. Each entry links to the evergreen guide it affects rather than repeating it.
Capital on Tap Refer a Friend: 7,500 points each, and the monthly and lifetime caps explained
The current Refer a Friend terms pay 7,500 points (or £75) to both sides, cap referrers at 10 bonuses a month and 100 in total, and set a 30-day first-transaction rule. Here is what changed on 29 April 2025 and why the caps matter.
Affects: Referral code
Autumn Budget set for 28 October 2026: the dates small businesses should have in the diary
The Chancellor confirmed the 2026 Budget for Wednesday 28 October. Here are the other autumn deadlines that matter for UK companies, from Self Assessment to Companies House identity checks.
Affects: Pay HMRC by card
Capital on Tap updated its Rewards terms on 8 June 2026: what changed and what did not
The 8 June 2026 Rewards Terms mostly rework how monthly-paid Pro memberships and cancellations work. Points expiry, Bill Pay earning and the Avios clause are unchanged.
Affects: Rewards
Evergreen guides
- ReviewA first-hand Capital on Tap review from a UK agency owner: cashback, employee cards, accounting sync, and the credit-limit problem nobody mentions.
- RewardsHow Capital on Tap points work: the earn rate, what does not earn, Bill Pay, redemption options, the Avios rate on the free card and the 24-month expiry.
- Referral codeHow the Capital on Tap referral code works, who qualifies, when the 7,500-point bonus pays and why it sometimes does not arrive.
- GuidesPractical guides to using a business credit card well: limited companies, sole traders, employee cards, subscriptions, accounting sync, HMRC and more.